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Once you receive your motorcycle license, the next step is to begin shopping for insurance to cover your bike. In order to receive the best motorcycle insurance rates, it helps to understand how insurance companies set their prices so you can keep your costs reasonable. Here is a guide to coverage for your motorcycle.

A Guide to Getting the Best Motorcycle Insurance Rates

What Determines the Price of Your Motorcycle Insurance?

In general, the amount that an best-motorcycle-insurance-ratesinsurance company charges reflects how likely you are to make a claim and how expensive that claim may be. Since insurers do not know if you are a careful or reckless driver, they use statistics about you and your motorcycle to determine your rates.

The motorcycle you ride factors in to your premium cost. More expensive and powerful bikes with large engines cost more to insure, as do motorcycles without anti-theft measures. Also, your driving record, how often you drive, and where you live also help determine your rate.

Why are Motorcycles More Expensive to Insure & How Can I Reduce the Cost?

Motorcycle insurance rates can be high because of the increased risk of injuries and fatalities associated with them. Although you cannot change some factors that determine the premium, such as your age, you may be able to reduce your rates by bundling your motorcycle coverage with another policy from the same insurer. Another possible way to get lower premiums is by taking a state-approved safety course. Talk to your insurance agent about other ways to receive the best motorcycle insurance rates.

 

BestRate Auto Insurance, located in Statesboro and Vidalia, GA, offers affordable, comprehensive insurance policies so you can get the best motorcycle insurance rates around. Give them a call at (912) 489-5942 for the Statesboro office or (912) 403-3250 for the Vidalia location. You can also visit them online to learn more information about car insurance policies.

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