In the case of a theft, fire, flood, or another issue that your homeowners insurance and appropriate riders cover, you will need to present documentation of the value of the items that were damaged or stolen. For an accurate idea of how much stuff you have and how much it’s worth, you will need to create a detailed inventory of everything in your house. Below, the insurance agents of Financial Strategies Group DBA Arlene Lear Insurance in Bolivar, MO, explain how to do so.

Choose a Record-Keeping Method

There are a variety of ways to take stock of all of your assets, so choose the one that makes the most sense for you. Many want to catalog everything by hand with descriptions and approximate values while others find it easier to take photos of their belongings.

Go Through Each Room

To make the project a bit easier, tackle one room at a time. Log each item of value, and include serial numbers and models. If anything was recently purchased, keep the receipt or snap a picture of it for easy reference.

Store the Inventory Safely

As you go, store the completed portions in a safe place. Keep any hard copies in a locked fireproof safe, and back up your lists digitally. While you can save the copy to your hard drive, you should also upload the file to an online drive or email account to avoid issues if your computer is stolen or damaged in an incident. Be sure that you can easily access it to avoid forgetting a password or losing a key when you need to submit a homeowners insurance claim.

If you're looking for a quality homeowners insurance policy in the Bolivar, MO, area, look to Financial Strategies Group DBA Arlene Lear Insurance. Their team provides comprehensive insurance options for clients, customizing coverage that fits your needs. Whether you need renters’, life, or auto insurance, they can help you get full protection while lowering your premiums. Visit their website to learn more about their homeowners insurance options, or call one of their two locations to speak to an agent today. For the Humansville location, call (417) 754-8377, and you can reach the Bolivar office at (417) 777-3000.