Social Security Disability, or SSDI, offers financial support to individuals with disabling and life-limiting medical conditions. The rules and laws that surround SSDI are complex, and the application and appeals processes can be difficult to understand and navigate. To help you make better sense of SSDI, below are answers to some of the more frequently asked questions on the subject.

Answers to FAQs About Social Security Disability

Can I Receive SSDI & Workers' Compensation Simultaneously?

Yes, it is possible to be awarded SSDI and workers' compensation. However, there are income limits in place for SSDI, and if you make more than a certain amount of money each month, your SSDI benefits might be reduced or discontinued. The 2018 income limit for SSDI is $1,180 per month, so if you make over that amount from workers' compensation payments, your SSDI benefits may be in jeopardy.

How Do VA Benefits Impact SSDI?

As with workers' compensation, you are legally allowed to receive VA and SSDI benefits. However, it's important to understand that, also like workers’ compensation, these are two entirely separate programs with two different application and appeals processes. If you've been approved for VA benefits, it could potentially help your SSDI application since another government program has already found you unable to work because of a serious medical condition.

Should I Apply for SSDI or SSI?

SSDI is a program based solely on one's medical condition; SSI, or Supplemental Security Income, is based on medical condition and the applicant's individual financial need. If you've worked most of your life and paid into the Social Security system, SSDI will likely be your best option. If you have not worked, have an erratic work history, or have no income or other means of financial support, SSI would be more appropriate. However, when you apply for one program, the system usually automatically checks to see if you qualify for the other.

Will SSDI Affect My Pension?

In most cases, receiving SSDI will not affect your pension. With that said, your pension may affect your SSDI. If your monthly pension payments are over the SSDI income limit, your SSDI payment could be adjusted or discontinued.

If you have more questions about Social Security Disability or require assistance at any stage of the application or appeals process, trust the lawyers at D'Agosto & Howe, LLC, to look out for you. They have more than 40 years' combined experience representing the Shelton, Connecticut, area in SSDI, workers' compensation, and personal injury cases, to name just a few of their practice areas. Call (203) 712-0210 or visit them online to arrange a free consultation.